Washington at dusk: the Monument, the river, and the parkways lit by headlights.
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The 2026 edition

The DMV Relocation Guide

Your insider’s read on the neighborhoods, the commutes, the tax codes and the schools of Northern Virginia, Washington, DC and suburban Maryland. Written for someone who has never been here.

  1. The neighborhoods
  2. Side by side
  3. Commuter secrets
  4. Three tax codes
  5. The schools
  6. Find your match
“The DMV isn’t one place. It’s a collection of small cities, each with its own personality, rhythm and price tag. Pick the personality first.”

Kevin Bailey

Explore

The Neighborhood Navigator

Fifteen places that feel nothing alike. Tap any one for the vibe, Kevin’s take, the typical value and how you would get to work. The price tier comes straight from that typical value: $ under $600k, $$ under $800k, $$$ under $1M, $$$$ at $1M and above.

Close-in to suburban

Northern Virginia

The power center

Washington, DC

The established suburbs

Suburban Maryland

At a glance

Side by side

Typical home values are Zillow’s August 2026 figures (June 2026 for the five places priced by their own figure). Most rows are the same numbers on Kevin’s market pages. Logan Circle, Capitol Hill, Navy Yard, Bethesda and Silver Spring use Zillow’s figure for that place rather than the city- or county-wide one, because the wider figure is not what those five cost. The line under each value names what the value covers.

Swipe the table for the schools and the feel of each place.

AreaTypical valueA year agoSchoolsVibe
ArlingtonClarendon to Ballston$807k+0.8%ArlingtonWalkableHigh-energyMetro-close
Old Town Alexandriaand the waterfront$678k+1.8%Alexandria CityHistoricWaterfrontWalkable
McLean and Great Falls$1.46MMcLean+2.5%Fairfax CountyPrivateWoodedLarge lots
Reston and Herndon$625kReston+0.3%Fairfax CountyMaster-plannedTech corridorLakes and trails
Loudoun CountyAshburn and Leesburg$795k+1.4%Loudoun CountyFast-growingData center corridorNew construction
Sterling and Potomac Falls$586kZIP 20164+1.8%Loudoun CountyValueBig yardsGolf and waterfront
Fairfax CountyVienna, Springfield, Burke$761k+0.9%Fairfax CountyEstablishedCentralCommuter hub
Falls Church City$1.16M+4.9%Falls Church CitySmall-city gemWalkable villageMetro-close
Prince William CountyManassas and Woodbridge$581k+1.1%Prince William CountyAffordableFast-growingNew construction
Fredericksburg and Stafford$470kFredericksburg City+1.6%Fredericksburg City and Stafford CountyHistoric charmCommuter valueRapid growth
Logan Circle and 14th Street$564kLogan Circle−0.4%DC public and charterTrendyArchitecturalCulinary
Capitol Hill$901kneighborhood+0.6%DC public and charterHistoricPoliticalIconic
Navy Yard and the Wharf$602kNavy Yard−3.3%DC public and charterWaterfrontModernLive-work-play
Bethesda and Chevy Chase$1.12MBethesda−1.0%Montgomery CountyPolishedWalkable downtownRed Line
Silver Spring and Takoma Park$541kSilver Spring−1.1%Montgomery CountyArtisticMusic and marketsGreen

Values are the Zillow Home Value Index, mid tier, August 2026 (June 2026 for the five place figures). Most rows come from Kevin’s market pages, refreshed monthly. The Logan Circle, Capitol Hill and Navy Yard figures are Zillow Research’s published neighborhood ZHVI file and the Bethesda, Silver Spring and Takoma Park figures its city file, all as published September 16, 2026 (zillow.com/research/data). Every home and street is different; this is a starting point, not a quote.

The numbers, as of August 2026

Where the region stands.

Kevin’s read

“The region is flat to slightly up across most of Northern Virginia and slightly down in the District and Montgomery County. That is a normal market, not a falling one: well-priced homes near Metro still go in a weekend, and everything else rewards a buyer who is patient about inspections and credits. Price discipline matters more than it has in five years.”

The Memorial Bridge and the Lincoln Memorial across the Potomac at dusk.

Where the Potomac meets possibility.

Insider intel

Commuter Secrets

The four things locals know about getting around here.

Metro insider

The Silver Line reaches Dulles now

The extension opened in November 2022 and runs to Dulles Airport and Ashburn. Reston, Herndon and Loudoun ride straight into DC without touching a highway. It changed the commute math for the whole western half of the region.

Virginia only

Slugging is still a real thing

Drivers pick up strangers at designated Park and Rides to meet the HOV-3 rule on I-95 and I-395, and everyone rides the Express Lanes for free. Pentagon City, Horner Road and Tackett’s Mill are the busy lots. The one rule: do not talk to the driver unless they speak first.

Scenic route

Skip 495 and take the GW Parkway

The George Washington Memorial Parkway between Alexandria and North Arlington is a National Park road, not a highway: no stoplights, no trucks, and the monuments across the river the whole way. Sunrise is the show.

The pro move

The reverse commute is the region’s best-kept secret

Live in DC or Arlington, work in the Dulles tech corridor, and drive against the traffic both ways: the city life without the city commute.

Know the numbers

Three tax codes, one river between them.

Where you buy decides what you keep. The general structure, verified July 2026 against the state revenue departments and title-company guides; a lender or title company gives the exact figures for any real transaction.

Virginia

Lowest overall tax burden

Overall load
Income tax
2% to 5.75% state; no local income tax anywhere in the state
Property tax
About $1.13 per $100 assessed in Fairfax County
Transfer taxes
Grantor’s and recordation, generally well under 1% combined
Closing costs, buyer
Roughly 1.5% to 2.5% of the price
Kevin’s tip

No estate tax, and no local income tax surcharge anywhere in the state. That is, for most incomes, the lowest overall tax load of the three.

Washington, DC

Highest transfer taxes

Overall load
Income tax
4% to 10.75%; the District has no separate county layer
Property tax
About $0.85 per $100 assessed, the region’s lowest rate
Transfer taxes
Transfer and recordation, 1.1% each under $400,000 and 1.45% each at or above
Closing costs, buyer
Roughly 2.5% to 4% of the price
Kevin’s tip

First-time DC buyers can qualify for a reduced recordation rate on the first $400,000. Ask before assuming the worst case; it is real money.

Maryland

County taxes vary widely

Overall load
Income tax
2% to 6.5% state, plus a county rate of up to 3.3%
Property tax
About $1.00 per $100 assessed in Montgomery County
Transfer taxes
State 0.5%, county often about 1%, plus recordation: 2% to 3% combined is common
Closing costs, buyer
Roughly 2% to 3.5% of the price
Kevin’s tip

The county piggyback tax is the line item relocating buyers never see coming. Montgomery County sits near the top of the county range, so a high earner’s combined rate can pass 9%.

The bottom line

For most incomes, Virginia carries the lowest overall tax load of the three. DC has the lowest property tax rate and makes it back on transfer taxes the day you buy. Maryland’s county income tax is the surprise for relocators. A local CPA before the offer, always.

Education

The school districts, by the numbers.

Every district named in this guide, with the enrollment its state or district publishes, the source of that figure and the year it covers. Virginia, Maryland and DC each publish a school report card, and those are the place to compare schools.

180,559students

Fairfax County Public Schools

Fairfax County and Fairfax City

Fall membership, school year 2024-2025. Virginia Department of Education.

156,050students

Montgomery County Public Schools

Montgomery County

Official enrollment, September 30, 2025. Montgomery County Public Schools.

99,353students

DC public and public charter schools

Washington, DC

Audited public enrollment, October 6, 2025: 51,528 in DCPS and 47,825 in public charter schools. OSSE.

90,629students

Prince William County Public Schools

Prince William County

Fall membership, school year 2024-2025. Virginia Department of Education.

81,578students

Loudoun County Public Schools

Loudoun County

Fall membership, school year 2024-2025. Virginia Department of Education.

31,992students

Stafford County Public Schools

Stafford County

Fall membership, school year 2024-2025. Virginia Department of Education.

27,986students

Arlington Public Schools

Arlington County

Fall membership, school year 2024-2025. Virginia Department of Education.

16,613students

Alexandria City Public Schools

City of Alexandria

Fall membership, school year 2024-2025. Virginia Department of Education.

3,641students

Fredericksburg City Public Schools

City of Fredericksburg

Fall membership, school year 2024-2025. Virginia Department of Education.

2,677students

Falls Church City Public Schools

City of Falls Church

Fall membership, school year 2024-2025. Virginia Department of Education.

Private schools

What the private schools charge

Day tuition for the 2026-27 school year, each figure the one the school publishes itself: Flint Hill in Oakton, $44,845 for grades JK-6 and $56,965 for grades 9-12. The Potomac School in McLean, $47,175 for kindergarten through grade 3 and $54,750 for grades 9-12. Georgetown Preparatory School in North Bethesda, $47,450. Sidwell Friends in DC, $55,250 for preK-2 and $62,330 in the upper school. National Cathedral School in DC, $59,760. St. Albans in DC, $59,938 for grades 4-12.

Kevin’s tip

Visit before you decide, public or private. Read the state report card first, so the tour can answer what the data cannot.

Fairfax County groups its schools into high school pyramids, each one a high school with the middle and elementary schools that feed it. Four of them cover the Fairfax County places in this guide: the South Lakes pyramid, built on South Lakes High School in Reston; the Herndon pyramid, on Herndon High School in Herndon; and the McLean and Langley pyramids, on McLean High School and Langley High School, both in McLean (fcps.edu/resources/maps). Pyramid lines run street by street, so the county’s boundary locator, not the town name, is what settles an address (boundary.fcps.edu). Loudoun County assigns by attendance zone rather than by pyramid; its Attendance Boundary E-Listing returns the schools for any address (lcpsplanning.com/loudounlabel). The City of Fairfax owns its four school buildings and Fairfax County Public Schools operates them under a School Services Agreement first signed in 1962 (cityoffairfaxschools.org). In the District, DC Public Schools assigns a neighborhood school by address, and out-of-boundary DCPS seats and public charter seats are filled through one common lottery, My School DC (myschooldc.org). Virginia enrollment is fall membership counted September 30, 2024 and published on the Virginia Department of Education’s School Quality Profiles (schoolquality.virginia.gov), the most recent year posted there; Maryland’s is the Montgomery County Public Schools official enrollment report run November 11, 2025 for the September 30, 2025 count; the District’s is the OSSE 2025-26 enrollment audit (osse.dc.gov/enrollment).

Find your match

Which one are you?

Five ways people live here. Pick the one that sounds like you, and the guide narrows to three places worth a first look.

Kevin BaileyeXp Realty · Northern Virginia · licensed in VA, DC and MD

Moving here? Talk it through with Kevin.

Fifteen minutes, no pitch: which of these places fit your budget and your commute. Know someone else making the move? Send them to Kevin.

The information in this guide, including market values, tax structures, school figures, commuter tips and neighborhood descriptions, is compiled from sources believed reliable but is not guaranteed accurate, complete or current, and is for general information only. It is not a substitute for independent research or professional advice. Kevin Bailey, eXp Realty and affiliated parties make no representations or warranties about it and are not liable for decisions made in reliance on it. Consult licensed professionals, including a real estate agent, a lender, a CPA and school officials, before any real estate or relocation decision.